जानें क्रेडिट स्कोर और सिबिल स्कोर में अंतर

Business By Aastha Paswan Oct, 02, 2024 Source: Google

[{"selector":"#anim-60018a7a-e6ab-4118-9f11-0f445a6e9a31","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-16f7dd63-a1de-489f-bc62-2661e489d955","keyframes":{"transform":["translate3d(0px, 233.70365%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] क्रेडिट स्कोर एक 3 अंकों की VEक्क्रेडिटवर्थिनस दिखाती है

[{"selector":"#anim-e06d3baa-31d9-4c6d-97b9-98e1c3f77a97","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2c580423-ff64-4013-b771-752d52ce6088","keyframes":{"transform":["translate3d(0px, 229.87250%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] भारत में चार प्रमुख क्रेडिट ब्यूरो हैं जो आपको क्रेडिट स्कोर प्रदान करते हैं.

[{"selector":"#anim-f0065f73-492f-4d85-a693-4dec1457722f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0ac055ce-58bf-4943-a501-ca424d3de221","keyframes":{"transform":["translate3d(0px, 168.49670%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] सिबिल स्कोर, एक्सपेरियन, इक्लिफैक्स और हाई मार्क भी क्रेडिट स्कोर देते हैं.

[{"selector":"#anim-2aad2e20-50d1-4d68-9d8d-72f9c06a07ec","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d87e2bb3-051c-4425-802b-fc32a90d6185","keyframes":{"transform":["translate3d(0px, 168.49670%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] क्रेडिट स्कोर आपकी क्रेडिट हिस्ट्री, पेमेंट हिस्ट्री और यूज पर आधारित होता है.

[{"selector":"#anim-67a853cd-aca9-47da-9413-3cb8f297fecd","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-daeb1d13-8051-4f06-b1d6-42fef9e9be55","keyframes":{"transform":["translate3d(0px, 168.49670%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] हाई क्रेडिट स्कोर का मतलब कम जोखिम है, जिससे लोन मिलना आसान होता है.

[{"selector":"#anim-9987327d-15b0-433d-8b08-1e192cb148dd","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6c94eabc-fca5-437e-9631-18368a3963dc","keyframes":{"transform":["translate3d(0px, 168.49670%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] हर भारतीय नागरिक को साल में एक बार चारों ब्यूरो से फ्री क्रेडिट स्कोर मिलता है.

[{"selector":"#anim-2bac1dce-e31f-423c-96f5-b30f91b5655d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3a23d868-96d4-4415-aa7e-655028d55e5c","keyframes":{"transform":["translate3d(0px, 168.49670%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] अच्छे क्रेडिट स्कोर से आपको क्रेडिट कार्ड और लोन पर कम ब्याज दर देनी होती है.

[{"selector":"#anim-473b97e6-68b5-4702-9acc-ab787b4edf58","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-556a5798-4fd3-4191-848c-546c1d9c0b17","keyframes":{"transform":["translate3d(0px, 168.49670%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] सिबिल स्कोर को क्रेडिट स्कोर नहीं कहा जा सकता, क्योंकि यह केवल एक ब्यूरो है.

[{"selector":"#anim-39a01254-7acf-421a-998e-aa23e4086f20","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-855c78b7-2d64-4b58-ab7e-ca8dd08a4e59","keyframes":{"transform":["translate3d(0px, 168.49670%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] अपनी क्रेडिटवर्थिनेस पर नजर रखने के लिए सभी ब्यूरो का स्कोर चेक करना चाहिए.